Screenshots show gross. Your bank account shows something else. See the honest number in ten seconds.
For most creators this is the bigger half — DMs and PPV often out-earn subscriptions.
You're self-employed: income tax + self-employment/social contributions. Varies by country — ask an accountant for your real rate.
Estimate only — payment processing, refunds, chargebacks, and your actual tax situation will move the real number.
OnlyFans keeps 20% of everything — subscriptions, tips, PPV, customs — and pays creators the remaining 80%. That part is simple and the calculator applies it automatically. The number people forget is the second cut: taxes. You're self-employed, so nothing is withheld for you, and the tax bill arrives later whether you planned for it or not.
Gross is the vanity number — what screenshots show. After-platform (gross × 0.8) is your business revenue. Take-home — after an honest tax estimate — is the only number you should build your life around. A good rule from inside our group: move your tax percentage into a separate account the day each payout lands, then it's never a surprise.
Two levers move take-home more than anything else: the tips/PPV slider (message-driven income routinely out-earns subscriptions for creators who work their DMs) and retention (a subscriber who stays four months is worth four sign-ups who leave after one). Both are exactly the kind of thing members compare notes on inside the Circle.
Creator Circle is a free, private, vetted Telegram group — real pricing talk, real numbers, nothing for sale.
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